Credit Card Optimizer
Credi tells you which credit card to use — before you swipe. Location-aware recommendations, merchant search, and category rankings in one place.
Download on the App StoreEverything you need at checkout
Credi works across all your cards so you never leave rewards on the table.
Open the app and instantly see the best card for wherever you are — restaurant, gas station, grocery store, or anywhere else.
Not near a register? Search any merchant by name and see your best card before you leave the house.
See your top card across Dining, Travel, Gas, Groceries, and more — ranked by your actual reward rates.
Credi tracks quarterly rotating categories on cards like Chase Freedom and Discover so your recommendations are always current.
Works with Amex, Chase, Citi, Capital One, and more. Add your card once and Credi handles the rest.
Credi never asks for your card number, account number, or any financial credentials. Only the card name and your reward rates.