Credi app icon

Credit Card Optimizer

Always use
the best card.

Credi tells you which credit card to use — before you swipe. Location-aware recommendations, merchant search, and category rankings in one place.

Download on the App Store

Everything you need at checkout

Credi works across all your cards so you never leave rewards on the table.

📍

Location Detection

Open the app and instantly see the best card for wherever you are — restaurant, gas station, grocery store, or anywhere else.

🔍

Merchant Search

Not near a register? Search any merchant by name and see your best card before you leave the house.

🏆

Category Rankings

See your top card across Dining, Travel, Gas, Groceries, and more — ranked by your actual reward rates.

🔄

Rotating Rewards

Credi tracks quarterly rotating categories on cards like Chase Freedom and Discover so your recommendations are always current.

💳

All Your Cards

Works with Amex, Chase, Citi, Capital One, and more. Add your card once and Credi handles the rest.

🔒

Privacy First

Credi never asks for your card number, account number, or any financial credentials. Only the card name and your reward rates.

🛡️

No card numbers. Ever.

Credi stores only the card names and reward rates you enter manually. Your location is used only to identify nearby merchants and is never stored or shared. Read our Privacy Policy →